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Credit karma users may come as a surprise when lenders deduct their second score

More than 100 million people trust Credit Karma to check their credit score, and why not, it's free?The free credit score service is in its 14th year. The site makes its revenue from advertisers and by sharing your information with potential lenders. When you register, you must provide personal information including your social security number. Once your identity has been verified, you will receive two points, one from Equifax and one from Experian.But the points that Credit Karma gives may not be the points that your lender draws when you apply for a loan. In its terms of service, Credit…

How to raise your credit score – Consumer & Society

Increasing your credit rating is important and striving for a perfect score makes you a much more attractive customer for banks and other financial institutions. This gives you access to the most elite products that come with much lower interest rates, saving you a lot of money in the long run! How your credit score is calculated There are three major credit reporting companies: Experian, Equifax and TransUnion. They create your credit score and provide your report card for lending. Just like school, you get grades for how you handle your credit every day - and how risky you are…

Metal-CreditCard.com, Custom Metal Credit Card Manufacturer, Launches Updated EMV Chip Transplant Procedure

TAMPA, Fla., February 8, 2021 Since August 2016, (MCC) metal-creditcard.com has been talking about their proprietary trade secret procedure; the BETA EMV Chip Swap â„¢ procedure. Its function was to transplant an active EMV chip from a plastic debit or credit card to a new metal card. The initial procedure, developed by the MCC founder, Vincent Torres, consisted of heat guns set to high temperature, prayer and much trial and error. But in February 2017, the heat gun process was phased out and considered too dangerous to continue the process with end products. Since then, MCC has made the BETA…

How do the best credit repair companies work to clean up your credit score? – Business assessment

Credit repair companies promised to eliminate negative items in your individual credit report that can improve your credit score. A good credit score is the goal for many people, especially if they are planning to venture into something that requires financing. On the other hand, if you are struggling with a bad credit score, you can seek help from credit repair companies to help you rebuild your credit report. These companies are like accountants who review your credit report and look for things that can be improved or removed. There are many credit repair companies out there and all promise…

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