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Refinancing loans drive a further increase in activity for housing loans during the fourth quarter of 2020

IRVINE, California., March 4, 2021 / PRNewswire / - ATTOM Data Solutions, curator of the country's premier real estate database, today released its fourth quarter 2020 US Residential Property Mortgage Origination Report, which shows that 3.51 million mortgages secured by residential properties (1 to 4 units) originated in the fourth quarter of 2020 year United States. The figure increased by 5.5 percent from the previous quarter and 48 percent from the fourth quarter of 2019 - to the highest level in almost 14 years. With interest rates remaining below 3 percent for most purchase and refinancing loans, issued lenders $…

Critics who lose Kaul for forgiveness of student loans

MADISON - Wisconsin's Attorney General wants to forgive up to $ 50,000 in federally supported student loans, and there are some people at the Capitol who want to know why.Justice Minister Josh Kaul this week joined 15 other states and called on Congress to erase student loan debt for millions of people across the country.But critics are wondering why Kaul, Wisconsin's top lawmaker, is moving into student loan business."Apart from the fact that the issue is not a legal enforcement issue in any way, but rather a policy issue, Attorney General Kaul put his name to a letter with misleading…

How to refinance your student loans

There has been much discussion about whether the US government will forgive any or all of the nation's student loan debt, especially when the Biden administration takes over in Washington. While it would obviously be a great blessing for the country's student debt, it's not something anyone should trust. Whether forgiveness for student loans arises or not, there are steps you can take right now to alleviate the burden of your student debt, the primary one being refinancing. © Tero Vesalainen / Getty Images / iStockphoto You calculate a university savings fund, tuition fee or student loan with a calculator.…

Stimulus, surplus savings save the demand for personal loans

Higher savings rates and changed spending patterns drove down unsecured personal lending in 2020, even when other consumer lending in other categories increased.The total balance of unsecured personal loans decreased by 8% compared to the same period last year to $ 148 billion in the fourth quarter of 2020, TransUnion said in a consumer credit report released on Thursday. The number of unsecured personal loans also decreased by 9% to 21.2 million across the country during the same period. The figures exclude points of sale. Unsecured personal lending, which swelled until the pandemic hit at the end of 2020 when…

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