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Get a quote from other insurance companies and do a comparative analysis

My car is four years old but well maintained. I have never claimed my car insurance. However, I have noticed that the premium increases slightly every year. Why is it like that? On what basis are the premiums calculated? —Sanjay Singh The car insurance premium has two broad sections, ie. own damage and third party liability. Usually, the premium on car insurance on self-damage decreases annually if there are no claims. This is due to two factors. First, the insured declared value (IDV) decreases every year. This is the total sum of the insurance. With age, depreciation increases, which decreases…

Rental support sees greater need during pandemic

MINOT, ND - In the wake of the pandemic, more people are struggling to make ends meet.It's a scary thought for a parent when they can not pay their bills. Over the past year, organizations such as Community Action have seen an increased need.“When you have a single mother or a married couple calling in and they have children at home. They are fired or waiting for unemployment, or they do not know how to eat next. Being able to help them, it makes you sleep better at night, says Missy Barnett, program manager.They help with rent, energy sharing and…

Excellus BlueCross BlueShield Medicare Insurance Review

Pros Explained High-quality health plans: Excellus Medicare Advantage plans earned an average of 4.5 out of 5.0 Stars from CMS.One of the largest Medicare Advantage plans in New York: Excellus has deep roots in upstate New York, resulting from the merger of several local Blue Cross and Blue Shield plans founded in the 1930s.Offers many Medicare Advantage options: Compared to some competitors, Excellus offers more Medicare Advantage plans in its service area.Members can access Blue365 discounts: As a BlueCross BlueShield plan, Excellus offers its members access to Blue365 discounts on a range of health- and wellness-related services and products. Cons…

How to save money on car insurance using Pay-per-mile programs

LOS ANGELES, 11 February 2021 / PRNewswire-PRWeb / - Compare-autoinsurance.org has launched a new blog post that presents information about pay per mile car insurance and its benefits.For more information and free quote insurance, visit https://compare-autoinsurance.org/pay-per-mile-car-insurance-will-help-you-save-a-lot-of-money/Car insurance per mile is a type of insurance that consists of a base rate that is calculated using factors such as the driver's age, credit score, driving history, the type of car the policyholder drives, gender and other factors, and the number of miles the policyholder drives. To calculate how many miles a policyholder travels, insurers use a device in the car that tracks…

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